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Privacy Policy

ForeclosureHub (“we”, “us”, or “our”) operates the website located at www.hudclips.org (the “Site”). This Privacy Policy describes how we collect, use, share, and safeguard your personal information when you visit or use the Site.

Please read this Privacy Policy carefully. By using the Site, you consent to the data practices described in this Policy. If you do not agree, please discontinue use of the Site.

  1. 1. Information We Collect

    We may collect the following categories of personal information:

    A. Information You Voluntarily Provide

    • Name
    • Email address
    • Search history or saved property preferences
    • Any other information you provide through our contact forms

    B. Information Collected Automatically:

    • IP address
    • Device and browser type
    • Operating system
    • Referring website
    • Pages visited, time on site, interactions
    • Cookies and similar technologies

  2. 2. How We Use Your Information

    We use the collected information to:

    • Operate and maintain the Site
    • Improve user experience and performance
    • Respond to user inquiries
    • Provide personalized content
    • Analyze site traffic and usage trends
    • Comply with legal obligations

  3. 3. Sharing of Your Information

    We may share personal information with:

    • Service Providers: such as hosting providers, analytics platforms (e.g., Google Analytics), email service providers, etc.
    • Legal Authorities: if required by law, legal process, or to protect our rights
    • Business Transfers: in case of merger, sale, or asset transfer

    We do not sell or share your personal information for cross-context behavioral advertising

  4. 4. Cookies and Tracking Technologies

    We use cookies and other tracking tools to:

    • Improve website functionality
    • Monitor user behavior for analytics
    • Personalize your experience

    You can disable cookies through your browser settings. Note that some features may not function properly if cookies are disabled.

  5. 5. Links to Third Parties

    Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies.

  6. 6. Privacy Notice for California Residents

    If you are a California resident, the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) provide you with specific rights regarding your personal information.

    A. Your Rights Under CCPA/CPRA

    For the purposes of this Privacy Policy:

    1. Right to Know

      Request disclosure of the categories and specific pieces of personal information we have collected about you over the past 12 months.

    2. Right to Delete

      Request that we delete personal information we have collected from you, subject to certain exceptions (e.g., to comply with legal obligations).

    3. Right to Correct

      Request correction of inaccurate personal information.

    4. Right to Opt-Out of Sale or Sharing

      We do not sell or share your personal information for targeted advertising. If this changes, we will provide an opt-out mechanism.

    5. Right to Limit Use of Sensitive Personal Information

      We do not collect sensitive personal information as defined under the CPRA (e.g., government ID numbers, precise geolocation).

    6. Right to Non-Discrimination

      You will not receive discriminatory treatment for exercising your privacy rights.

    B. Categories of Personal Information We Collect

    We may collect the following categories of personal information:

    1. Identifiers

      Such as your name, email address, or any other information you provide when contacting us or submitting forms on the Site.

    2. Internet or Other Electronic Network Activity Information

      Including your IP address, browser type, operating system, referring URLs, and your interactions with our Site (e.g., pages viewed, time spent).

    3. Approximate Geolocation Data

      We may infer your general location (e.g., city or region) base

    4. Inferences Drawn from Other Personal Information

      We may generate inferences about your interests or preferences (such as saved property searches) to personalize content and user experience.

    C. How to Exercise Your Rights

    To exercise your rights, you may contact us via one of the following methods:

    We may verify your identity before fulfilling your request. Authorized agents may also submit requests on your behalf, provided they present valid authorization.

  7. 7. Data Retention

    We retain your information only as long as necessary for the purposes outlined in this policy, or as required by law. Inactive data is periodically reviewed and securely deleted when no longer needed.

  8. 8. Security

    We use appropriate technical and organizational measures to protect your personal data. However, no method of internet transmission or electronic storage is 100% secure.

  9. 9. Children’s Privacy

    Our Site is not intended for use by children under 13, and we do not knowingly collect personal information from children.

  10. 10. Updates to This Policy

    We may update this Privacy Policy periodically. When we do, we will revise the “Effective Date” above. Continued use of the Site after an update constitutes your acceptance of the revised policy.

  11. 11. Contact Information

    If you have any questions or requests related to this Privacy Policy, you may contact us at:

    Email: contact@hudclips.org

    Contact Form: https://forhubdev.com/contacts/